Home Repair Loans Deferred/Interest Bearing Loans (DIBL)
The loan may be used to finance many types of necessary critical repairs, including roofing, plumbing, electrical and heating systems repair or replacement. Weatherization, structural repairs, exterior painting, and accessibility improvements are also eligible repairs. All work must be done by licensed, bonded contractors. The program's staff is available to assist clients in determining the work to be done, estimating the cost, arranging for contractor bids and monitoring the work. Loans are available for amounts up to $25,000.
Home Access & Repair for the Disabled and Elderly (HARDE)
This program offers grants of up to $8,000 for urgent repairs and accessibility improvements for elderly or disabled county residents. Eligible repairs include repair or replacement of failed heating, plumbing, roofing or electrical systems, and accessibility improvements such as grab bars, accessible bathrooms, and ramps. Homeowners are eligible for both repairs and accessibility improvements. Renters are eligible for accessibility improvements only. Both conventional and mobile homes may qualify for this program.
NEW Veterans Home Improvement Program (VHIP)
This program is available to Low Income Elderly or Disabled Veterans. This program offers grants of up to $10,000 for urgent repairs and accessibility improvements. Eligible repairs include repair or replacement of failed heating, plumbing, roofing or electrical systems, and accessibility improvements such as grab bars, accessible bathrooms, and ramps. Manufactured and mobile homes are not eligible for this program.
In order to qualify for a DIBL Loan,HARDE Grant, or VHIP Grant, the applicant's income must be below 80% of the median income for the Portland metropolitan area for the loan program and below 50% of the median income for the grant programs.